When a person is so deeply into debt and has absolutely no chance for redemption payments, while he remains the last step is to recognize himself bankrupt. But often it…

Normaly debt management arrangements come at a considerable price to the debtor, in particular when they are applied with the “help” of private agencies that ostensibly offer the service to…

We’ve all hit bottom at different moments at different periods in our life – paying bills month after month we really can’t afford. Once the bills are paid, you have…