What Determines Your Credit Score?

December 21st, 2012 by david333

Like it or not: How much you pay for credit and whether you’re granted credit at all depends mostly on your credit score. Recent issues with the economy have caused many people to see a decline in their formerly high credit scores. Why is that? In order to understand why your credit score is as high or low as it is at the moment, you need to know what makes up a credit score. Believe it or not, there are several forms of credit scores that you might look at, but the most widely used is the FICO score. This was named after the company that created it, the Fair Isaac Company (which was not named for a fair-minded guy named Isaac). FICO developed a very complex algorithm formula that is...

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What Determines Your Credit Score?

December 21st, 2012 by evertdutoit

Like it or not: How much you pay for credit and whether you’re granted credit at all depends mostly on your credit score. Recent issues with the economy have caused many people to see a decline in their formerly high credit scores. Why is that? In order to understand why your credit score is as high or low as it is at the moment, you need to know what makes up a credit score. Believe it or not, there are several forms of credit scores that you might look at, but the most widely used is the FICO score. This was named after the company that created it, the Fair Isaac Company (which was not named for a fair-minded guy named Isaac). FICO developed a very complex algorithm formula that is...

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Do Identity Theft Protection Programs Really Work?

December 18th, 2012 by admin

Identity theft. Everyone’s scared of it, but no one knows what to do about it. If you have recently become concerned about your own identity, you may be on the hunt for an identity theft protection program. Similar to a credit monitoring program, this service looks over your credit report on a daily, weekly, monthly, or even hourly basis to detect suspicious activity when it happens. At that point, you can choose to stop the transactions (assuming they’re not yours) and protect yourself from identity theft. Some of these programs will provide financial protection in the event of identity theft, and others simply alert you when a problem arises. As helpful as this may seem, the fact is that programs like this aren’t all they’re cracked up to be. Before you spend the money on one, you ...

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Are Gas Rewards Credit Cards Worth the Time?

December 14th, 2012 by angelabrown

Gas prices have been on the rise since cars were invented, but they experienced a significant jump after the economic crash of 2008. As a result of this, most people are looking for some way to save at the pump, whether that’s through an hybrid car or a gas rewards credit card. Seeing that our site is dedicated to helping people find the best credit cards for them, we thought it would be interesting to analyze the actual value gas rewards provide for consumers. Are gas credit cards worth the time, or are they more of a hassle than anything else? ? The History of Gas Prices In December 2008, gas prices were around $1.61/gallon across the country. Yes, that first digit is a one. Can you believe ...

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CompareCards.com $2,500 Holiday Cash Giveaway!

December 13th, 2012 by zyngaZedeillilteli

‘Tis the season to be jolly and what’s better than being jolly with cash?!  Beginning right now, we’ll be running a $2,500 holiday sweepstakes of sorts, where one lucky entry will have an influx of cash to spend as they choose (most likely to pay down the big holiday bills). Not only will you have a chance to win $2,500 on CompareCards, but we’ve partnered with five other financial blogs where you can have a chance to win their $2,500 giveaways as well!  Here’s the long and the short of it: In order to participate, you must  sign up for the CompareCards.com Newsletter  and complete a short five question survey.  The link to the survey  can be ...

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British Airways Visa 100,000 Avios Bonus is Alive and DANGEROUS

December 7th, 2012 by SpaMaster

The biggest  credit card bonus is back and it comes from the British Airways Visa Signature Card.  For a very limited time (most likely one or two weeks), new card members will be able to earn 100,000 bonus Avios, good enough for select first class international flights or multiple coach domestic flights. British Airways 100,000 Avios Bonus Unlike bonuses past when the 100,000 bonus Avios could be obtained all in one shot, the current British Airways Visa Signature Card bonus is offered up in three parts: 50,000 bonus Avios are earned after spending $1,000 in the first three months ( easy ) 25,000 bonus Avios are earned after spending $10,000 in the first year ( hard ) 25,000 bonus Avios are earned after spending an additional $1,000 in the first year ( harder ) ...

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I’m Stunned at the Number of Consumers Without a Credit Card

December 5th, 2012 by florarums

I love to people watch.  Often times when I’m tasked with something boring, like a trip to the DMV or having to go to the Doctor’s office, the time flies by as I occupy myself with watching the habits of others while they’re in public.  I think doing this has helped sharpened my ability to read other people and it certainly keeps me sane when I’m waiting for hours on end. A few days ago, my wife and I we’re at a local restaurant where the cashier was visible.  Every few minutes during our visit, a waiter/waitress would head over the POS (point of sale) and tally up a bill.  When they came back with payment, I was shocked...

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Global Debt Management Programs

December 4th, 2012 by admin

Article by Mowris Vallance Global Debt Management Programs – Finance ]]> Search by Author, Title or Content Article ContentAuthor NameArticle Title Home Submit Articles Author Guidelines Publisher Guidelines Content Feeds RSS Feeds FAQ Contact Us Global Debt Management programs are supposed to supply special global instruction along with advisory services inside debt management to folks, governments, central financial institutions, public firms, and individual market electricity companies to be able to help these manage his or her debt portfolios successfully. These programs are usually applied by major agencies and service organizations. Global Debt Management programs, like additional debt management programs, include debt arrangement programs, ...

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CompareCards.com Making Strides in the Credit Card Comparison Industry

December 4th, 2012 by Mepgapleveida

With so many credit card comparison sites available today, it’s hard to determine which one’s are the most accurate and relevant. Credit card offers and rates are constantly changing so it’s imperative that this information remains up-to-date; That’s where we come in. A recent Consumer Action Survey  was conducted to determine which credit card comparison sites are the most complete and useful to their users. About 54 credit card comparison sites were evaluated and only 13 scored 7 or higher out of 9 categories. CompareCards.com earned 9/9 on the following 9 categories: Search filters Results from a variety of issuers Unbiased educational information and advice Personalized reviews Ability to search anonymously Current and up-to-date card information Intuitive user interface and search ...

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CompareCards.com Making Strides in the Credit Card Comparison Industry

December 4th, 2012 by Piollalam

With so many credit card comparison sites available today, it’s hard to determine which one’s are the most accurate and relevant. Credit card offers and rates are constantly changing so it’s imperative that this information remains up-to-date; That’s where we come in. A recent Consumer Action Survey  was conducted to determine which credit card comparison sites are the most complete and useful to their users. About 54 credit card comparison sites were evaluated and only 13 scored 7 or higher out of 9 categories. CompareCards.com earned 9/9 on the following 9 categories: Search filters Results from a variety of issuers Unbiased educational information and advice Personalized reviews Ability to search anonymously Current and up-to-date card information Intuitive user interface and search ...

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