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	<title>Financial Blog with Advices &#187; Credit Counseling</title>
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		<title>Find Out More about Credit Counseling Services</title>
		<link>http://www.creditcardsbest.com/blog/index.php/archives/177</link>
		<comments>http://www.creditcardsbest.com/blog/index.php/archives/177#comments</comments>
		<pubDate>Thu, 04 Dec 2008 13:25:12 +0000</pubDate>
		<dc:creator>mikegoh</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Credit]]></category>
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		<description><![CDATA[It is a fact of life that bills have to be paid, and as responsible financial creatures, it is always best that we pay our bills on time. If you are one of the millions of people who have a hard time paying their bills on time, then credit counseling services may be just the [...]]]></description>
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		<title>What to Do When the Collection Agency Starts Calling</title>
		<link>http://www.creditcardsbest.com/blog/index.php/archives/157</link>
		<comments>http://www.creditcardsbest.com/blog/index.php/archives/157#comments</comments>
		<pubDate>Thu, 13 Sep 2007 16:53:29 +0000</pubDate>
		<dc:creator>hfreeman</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Credit]]></category>

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		<description><![CDATA[Collection agency workers go through training to learn different techniques to collect past due debts.Â  The following illegal tactics are used to scare consumers into paying their delinquent debts: persistent or threatening calls or letters, threat of legal action, referral to an attorney, pretending they are an old friend or neighbor, calling you by your [...]]]></description>
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