When it comes to the big three credit cards – American Express, Visa, and MasterCard, many consumers get confused about the similarities and differences. But it’s actually pretty simple. American Express or “Amex” issues card directly to its customers and handles the whole customer relationship. But the other two companies handle credit card transactions on behalf of other credit card banks or financial institutions and do not directly deal with the end-user or cardholder

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here:
Understanding the Difference between Major Credit Cards

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