Many consumers are lured into losing loans with a promise of no down payment, only to later find themselves in the treacherous and stressful position of being “upside down” in the loan. While paying nothing down – especially in today’s cash-strapped economy – is a great idea, it does not work so well in the real world of consumer finance. Let’s take the common example of an auto loan to help illustrate why it is a bad idea to rely on a loan that starts with no

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Why Zero-Down is for Those Who Really Can’t Afford Their Home

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