Understanding Your FICO Score: Timely payments aren’t everything
Everyone who wants to have a better credit score focuses on those aspects of their history that will give their FICO score a boost. But most consumers fail to realize that the majority of the calculations that are used to determine their all-important credit score have nothing to do with whether or not they pay their bills on time. The fact is that only about 35 percent of your FICO score is based on payment history or making payments in a timely and responsible fashion. The majority of FICO cal
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Understanding Your FICO Score: Timely payments aren’t everything
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