I wanted to do credit card debt consolidation but I am skeptical if this is a good idea with the economy. I am very far behind on my credit card bills and the. … Debt management plot: go to a NFCC member credit counseling service: http:// www.nfcc.org/. These are legit, non-profit companies that can help with budgeting and offer debt management plans for a nominal fee. They negotiate lower interest and payments so you can pay off your debt. …

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What is the min. amount credit card debt you must have to do debt …

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