So unless you’re totally bad at figuring things out, I’d suggest you sit down and take a look at your whole financial picture. If possible, You pay the monthly minimum on all cards, plus an extra on the “bigger” one until all is paid off on that big … Have you tried consolidating your debt so that you have only one payment? If you own your home, you could refinance and consolidate and the interest you pay on that debt is tax deductible. Then throw the credit cards out. …

Link:
consumer credit counseling? Should I negotiate my debts …

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