The Equal Credit Opportunity Act
There aren’t any laws that can keep an individual from getting into debt that is over their head, but there are laws that regulate almost everything else in our country. There are laws and regulations regarding such diverse things as how fast you can drive your car in a school zone and when you must file a tax return. We all live within those laws, or we are fined, or jailed, or both.
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The Equal Credit Opportunity Act
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