Since I’m trying to re-build my credit from mistakes when I was younger, my bank (USAA) offered me a secured credit card, which is my money used to have a credit limit to be able to charge, pay off to show responsibility and hopefully increase my score. Does anyone have experience with this? Can you recommend how much to put on it and how much to spend on it per month and should I always pay off the balance in full or should I carry a balance? Just trying to do it right this time! I would suggest putting $300-$500 on a secured credit card, …

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Does anyone have experience with secured credit cards?

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