Does it hurt my credit score if it is reported as secured? In addition, has anyone had experience with Citibank Secured Credit Cards ? I haven’t had experience with this particular card, but judging from the looks of it, it’s a pretty good deal. Not only you’re building credit, but it allows you to save money at a higher percetage by using a CD instead of a traditional savings account. That alone in itself is good. Granted you would have to wait a year and a half in order for the card to convert, but that would give you plenty

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Does Citibank secured credit cards report as secured or unsecured?

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