Has anyone had a good or bad experience with a secured credit card? I’ve been denied for all of the normal credit cards, and I want to rebuild my credit in the next 2 years. Are Secured Credit Cards good for this? My average score among the 3 bureaus is 605. Yes its good for rebuilding and better than paying those other bad credit credit card companies over $100 just to get a card the only downside is you have to loan the bank $300 at least most of the time for about a year. You might not have your real score. FICO

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Question about Secured Credit Cards and Credit?

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