Debt is Not Necessary to Raise Your FICO Score
Apply for a loan with a low score and you run the risk of being denied – or being approved for a loan with higher interest and steeper fees and charges. So smart consumers plan ahead and take steps to clear up blemishes on their credit reports before they ever apply for a loan. By doing things to improve their FICO score ahead of time, they can dramatically enhance their chances of getting a more attractive loan. One recommendation often given to those trying to improve their credit is
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Debt is Not Necessary to Raise Your FICO Score
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